Gambling Points Away

I think it would be better if, you know how there is a maximum amount of points that can be lost ( 100 ) in any given game, what if there is a minimum so that the lower ranks and higher ranks wouldnt complain as much, and what if the maximum amount of points lost is lowered to say, 60... thats still lots and is it possible that in every game, the house could submit 5 points too...